- Radix has a long experience of building Credit Scores for a variety of portfolios like credit cards, personal loans, auto loans, telco loans, SMEs, etc. for traditional banks, modern NBFCs and MFIs. The score cards have been built using a combination of transaction data, bureau data and non-traditional data sources like call logs, interview videos etc. depending on the type of score card.
- Radix has worked with Banks, NBFCs, MFIs, Auto loan companies and credit bureaus across South Asia, Europe and the Middle East
- We are also involved in deploying innovative techniques like Video analysis for assessing applicant behaviour
- Radix has developed a no-code credit scoring platform ACreS. ACreS is used in-house for speeding up modelling and standardizing our reports etc. It is also offered as a SaaS to our clients who wish to own the credit score modelling and approval workflows within their organization. It offers ease of working, assurance of consistent and correct modelling techniques, evaluates all typically computed KPIs (like Gini, KS, etc) using well-maintained libraries and a well-defined maker-checker workflow to deliver a high degree of standardization.
