Score Builder
Score builder is a product to automate the process of assessing credit risk
What is Credit Scoring ?
Credit Scoring evaluates the potential risk posed by the customer and in turn identifies the consumers that are likely to default or bring most revenue.
Features
- A tool which allows the client to carry out its own credit risk modelling
- Intuitive interface, does not require any coding
- Users can control the extent to which modelling flow is automated
- Designed to accommodate both risk analysts with domain knowledge and data scientists with statistical expertise.
- Selection of variables for model building can either be fully automated or guided by domain knowledge and statistical expertise
- Logistic regression used for model building
- Can be easily integrated with bank's systems to ensure seamless data flow and data security
- Can be integrated with loan originations systems to support real time decision making
- Either on-premise or cloud deployment possible
- Uses methodology accepted widely by regulators worldwide
- Consultancy and modelling provided by Smart as optional add-ons